immigrationvoice1
10-02 01:44 PM
Here is what you get when you apply for student loans without GC/US Citizenship:
1. Trust loans (called Stafford loans also).
2. Need US Citizen co-signor. A co-signor with good credit scores helps in keeping the interest rates down.
3. Even with a US Citizen co-signor with good credit score, the interest rates are usually way higher that what a GC holder gets.
4. If you have more than one loan (every year/semester of college corresponds to a loan, though you may not have to go through the paper work formalities from the second year/semester to get the loan), you are NOT allowed to consolidate your loans during payoff. Consolidation helps bring down the monthly payment amount when the time comes to repay the loans.
5. Variable interest rates. Looking at the past few years, interest rates have never dropped, only moved north. To give you an idea it could be anywhere between 15 to 18% now to begin with.
In a nutshell, student loan is a very costly affair if you do not have GC/US Citizenship. The good thing is, there are no pre-payment penalties.
Hope that helps.
1. Trust loans (called Stafford loans also).
2. Need US Citizen co-signor. A co-signor with good credit scores helps in keeping the interest rates down.
3. Even with a US Citizen co-signor with good credit score, the interest rates are usually way higher that what a GC holder gets.
4. If you have more than one loan (every year/semester of college corresponds to a loan, though you may not have to go through the paper work formalities from the second year/semester to get the loan), you are NOT allowed to consolidate your loans during payoff. Consolidation helps bring down the monthly payment amount when the time comes to repay the loans.
5. Variable interest rates. Looking at the past few years, interest rates have never dropped, only moved north. To give you an idea it could be anywhere between 15 to 18% now to begin with.
In a nutshell, student loan is a very costly affair if you do not have GC/US Citizenship. The good thing is, there are no pre-payment penalties.
Hope that helps.
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mariusp
07-31 04:26 PM
Don't worry, that's what they do down here. I renewed twice and that was the deal every time. You'll get your DL in 30 days in the mail.
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ajay
12-02 09:58 PM
Thanks for sharing this good news.
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bitzbytz
07-13 02:24 PM
i backup admin...no threads for illegal issues. May be we can use private messages.
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royus77
07-01 03:11 PM
Anyone willing to join the lawsuit should be willing to join by giving full information about themselves and about their application. Yesterday core members asked this question on a thread and only one person out of thousands of people who visited the site said they are interested. Let us see who all are truely willing to join this lawsuit? It is very easy to annonymously post such messages, but when people cannot even give their corect email id , name and phone number in their profile I highly doubt a lawsuit will be possible.
Let us see on this thread how many members are willing to join a lawsuit?
Mostly of the people just think its just giving the annonymous name,phone numbers and getting the benefit of the decision .Please read these point and understand carefully before jumping.
Please be aware, though, that USCIS is likely to examine plaintiffs’ adjustment of status applications more closely than it otherwise might. It may ask the plaintiffs questions and ask for additional information about their adjustment applications or immigration status. See below regarding “discovery.”
http://www.murthy.com/current485/VisaBulletinFAQ6-29-07.pdf
Let us see on this thread how many members are willing to join a lawsuit?
Mostly of the people just think its just giving the annonymous name,phone numbers and getting the benefit of the decision .Please read these point and understand carefully before jumping.
Please be aware, though, that USCIS is likely to examine plaintiffs’ adjustment of status applications more closely than it otherwise might. It may ask the plaintiffs questions and ask for additional information about their adjustment applications or immigration status. See below regarding “discovery.”
http://www.murthy.com/current485/VisaBulletinFAQ6-29-07.pdf
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rajenk
02-11 12:56 PM
Last week my wife's I-485 got an RFE on Medical Examination and Photos. Why is that only my wife got it and not me the primary applicant? Any thoughts. I have read some time ago that if the Medical examinations are 1 year older at the time of application processing they would request for a new one, is that still true?
Looking for your replies.
Thanks,
Raj
Contributed $300 so far.
Looking for your replies.
Thanks,
Raj
Contributed $300 so far.
more...
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lreddi
08-14 11:45 PM
Hi Cool Blues,
My case is also similar to yours. I also received denial today without RFE. Can you plz mail me to lreddi123@@@@@gmail so that we can discuss more . Consultancy name starts with letter
'V'
My case is also similar to yours. I also received denial today without RFE. Can you plz mail me to lreddi123@@@@@gmail so that we can discuss more . Consultancy name starts with letter
'V'
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mali03
05-25 07:50 AM
Fax sent!
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kevingonet796
03-26 04:01 AM
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1. Includes two running modes, "Direct Mode", and "Batch Mode".
--"Direct Mode" means that user can directly click the DVD Menu to select the movie they want to rip. This mode is very easy for ripping a movie DVD's.
--"Batch Mode" means that user can select the DVD titles/chapters they want to rip via checkbox list. This mode is very easy for batch ripping Music DVD's, MTV DVD's and Episodic DVD's.
2.Support almost all kinds of DVD to iPod format
3.Support for Subtitle Selection, eg. English Subtitle, French Subtitle ....
--Under "Direct Mode", through DVD menu.
--Under "Batch Mode", through DVD Title list.
4.Support for Audio Track Selection, eg. English audio track, French audio track.....
--Under "Direct Mode", through DVD menu.
--Under "Batch Mode", through DVD Title list.
5.Various kinds of video crop mode. eg. 16:9, 4:3, full screen and so on.
6.Various kinds of video resize mode, eg. "Keep aspect ratio" and "stretch to fix screen".
7.Support splitting output video by DVD chapters, and titles.
8.Fully support MTV DVDs and Episodic DVDs.
9.Support customize output video file size and video quality.
10.Provide flexible output profiles, user can easily customize the video properties.
11.Support Dolby, DTS Surround audio track.
Free Youtube Converter (http://www.topsevenreviews.com/free-youtube-converter.html)
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anilsal
10-05 04:55 PM
IV Core.
Another visual proof of your dedication to the cause.
Please continue the great work.
Another visual proof of your dedication to the cause.
Please continue the great work.
more...
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waiting4gc
10-24 04:56 PM
Try Rajeev Khanna. He has helped me tremendously overcome false labor denial and has helped answer two of my friend's queries. He is a little expensive but well worth it.
Can you please suggest any good lawer for this. I talked to my lawer but he said I have to wait for the dates to be current
Thanks,
Can you please suggest any good lawer for this. I talked to my lawer but he said I have to wait for the dates to be current
Thanks,
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shukla77
01-19 09:01 AM
Filing Date: October 25 '06
Status Pending
--------------------------
Efficiency of NSC is real shame. I heard sometime back that NSC has huge backlog compared to TSC. That is why TSC cases are getting approved in 1-2months and at NSC average time is 5-6 months. I guess they are forcing people to convert to PP.
Good Luck to all.
Status Pending
--------------------------
Efficiency of NSC is real shame. I heard sometime back that NSC has huge backlog compared to TSC. That is why TSC cases are getting approved in 1-2months and at NSC average time is 5-6 months. I guess they are forcing people to convert to PP.
Good Luck to all.
more...
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seeniraj
03-20 10:47 PM
Do you know the reason for the 140 denial ?
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dpp
06-20 05:32 PM
Gurus
Please advice on the usage of A number
I came here as student and OPT before, the OPT had a A number
In my approved I-140 i had a A number, both the numbers are different
While filing the forms for 485/EAD/AP and I-693 ( medical report ) i saw a field for A number
Which number must i put in the field
Regards
Do you have I-140 approval notice with you? If so, A# is going to be there just above the Beneficiary name. Nowadays, USCIS is assigning the A# when they approve I-140. This is what i got from my attorney Rajiv Khanna. Do not listen to them who says it comes only when I-485 is approved. Once I-485 is approved, there is no need to have A# number otherthan you want to apply for Citizenship or keep it for records. So, it is useful only while applying 485 or EAD or AP.
Please advice on the usage of A number
I came here as student and OPT before, the OPT had a A number
In my approved I-140 i had a A number, both the numbers are different
While filing the forms for 485/EAD/AP and I-693 ( medical report ) i saw a field for A number
Which number must i put in the field
Regards
Do you have I-140 approval notice with you? If so, A# is going to be there just above the Beneficiary name. Nowadays, USCIS is assigning the A# when they approve I-140. This is what i got from my attorney Rajiv Khanna. Do not listen to them who says it comes only when I-485 is approved. Once I-485 is approved, there is no need to have A# number otherthan you want to apply for Citizenship or keep it for records. So, it is useful only while applying 485 or EAD or AP.
more...
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sk.aggarwal
03-19 03:28 PM
Thank you for your quick response Attorney Ruben.
Is there a way to avoid this step or get PWD from some other source?
Is there a way to avoid this step or get PWD from some other source?
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unseenguy
06-19 05:14 PM
I would not be surprised if it is all CIA or MIA instigated drama. On one count Ayatollah seems to be correct, how can 11 million votes be rigged?
more...
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eastindia
05-21 01:05 PM
If this immigration backlog continues, more people will go to Canada and Australia. Is there any way to find such numbers. It will be America's loss
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telekinesis
10-14 07:12 PM
Wow! No-tec, thats pretty **** sweet. Have any links you could give me to make thrill ISH like that, ya know, like tutorials!
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gondalguru
07-23 01:32 PM
R Williams
July 2nd, 7:55AM
According to some websites more than 8000 I-485 applications were filed on July 2nd. Applications areprocessed according to the receipt date.
As there were thousands of application on July 2nd will time of receipt play any role in processing?
Just curious.
July 2nd, 7:55AM
According to some websites more than 8000 I-485 applications were filed on July 2nd. Applications areprocessed according to the receipt date.
As there were thousands of application on July 2nd will time of receipt play any role in processing?
Just curious.
delhirocks
07-02 10:32 AM
ouch...
gcformeornot
08-29 12:36 PM
I saw many 2nd July Polls but doesn't have full proof information.
So thaught creating New Poll.
Hope everyone will participate in the Poll.
not full proof.
So thaught creating New Poll.
Hope everyone will participate in the Poll.
not full proof.
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